:root{--bg:#f6f4ef;--surface:#fff;--surface-2:#efece4;--text:#1b2430;--muted:#5d6673;--line:#e2ddd2;--brand:#1f4e5f;--brand-ink:#fff;--brand-soft:#dbe8ea;--accent:#c8792e;--danger:#a33a2c;--refi:#2d6a8a;--refi-bg:#dcebf4;--cash:#2f7a4e;--cash-bg:#dcefe3;--pmi:#7a5a12;--pmi-bg:#f6ebcd;--fha:#6a3f8a;--fha-bg:#ebe0f4;--move:#a24a2a;--move-bg:#f6e1d8;--radius:14px;--shadow:0 1px 2px #141e280f, 0 4px 16px #141e280d;--serif:ui-serif, "Iowan Old Style", "Palatino Linotype", Georgia, serif;--sans:system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", sans-serif;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}@media 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(min-width:760px){.card-grid{grid-template-columns:1fr 1fr}}@media (min-width:1100px){.card-grid{grid-template-columns:repeat(3,1fr)}}.card{background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;flex-direction:column;gap:10px;padding:20px;display:flex}.card-head{justify-content:space-between;align-items:center;gap:8px;display:flex}.card-head h3{margin:0;font-size:15px}.card-big{font:650 40px var(--serif);font-variant-numeric:tabular-nums;margin:0;line-height:1.1}.tone-refi{color:var(--refi)}.tone-cash{color:var(--cash)}.tone-move{color:var(--move)}.card-empty{margin:auto 0}.card-foot{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:12px;margin-top:auto;padding-top:12px;display:grid}.card-foot>div{gap:2px;display:grid}.foot-label{color:var(--muted);font-size:12px}.foot-value{font-variant-numeric:tabular-nums;font-weight:650}.legend-list{border-top:1px solid var(--line);gap:8px;margin:4px 0 0;padding:10px 0 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a:hover{background:var(--surface-2)}.top-name{font-weight:650}.meter-wrap{align-items:center;gap:16px;display:flex}.meter{flex:none}.meter-track{fill:none;stroke:var(--surface-2);stroke-width:9px}.meter-fill{fill:none;stroke:var(--move);stroke-width:9px;stroke-linecap:round}.meter-text{font:650 15px var(--sans);fill:var(--text)}.topbar .brand-mark{background:var(--accent);color:#1b1206}.top-list a{gap:2px;padding:9px 4px}.top-list .chips{margin-top:4px}.section-title{margin:0;font-size:20px}.rate-group{gap:10px;display:grid}.rate-grid{gap:14px;display:grid}@media (min-width:700px){.rate-grid{grid-template-columns:1fr 1fr}}@media (min-width:1100px){.rate-grid{grid-template-columns:repeat(3,1fr)}}.rate-value{font:650 38px var(--serif);font-variant-numeric:tabular-nums;margin:0}.rate-change{gap:2px;margin:0;display:grid}.spark{margin:4px 0 0}.spark svg{display:block;overflow:visible}.spark-line{fill:none;stroke:var(--s1);stroke-width:2px}.spark-dot{fill:var(--s1);stroke:var(--surface);stroke-width:2px}.spark-hit{fill:#0000}.spark-hit:hover{fill:color-mix(in srgb, var(--s1) 12%, transparent)}.spark-caption{color:var(--muted);justify-content:space-between;margin-top:4px;font-size:12px;display:flex}.rate-use{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;margin-top:auto;padding-top:10px;display:flex}:root{--s1:#2a78d6;--s2:#eb6834;--s3:#1baf7a;--s4:#eda100;--s5:#e87ba4}@media (prefers-color-scheme:dark){:root{--s1:#3987e5;--s2:#d95926;--s3:#199e70;--s4:#c98500;--s5:#d55181}}.tone-s1{background:var(--s1)}.tone-s2{background:var(--s2)}.tone-s3{background:var(--s3)}.tone-s4{background:var(--s4)}.tone-s5{background:var(--s5)}.tone-stroke-s1{stroke:var(--s1)}.tone-stroke-s2{stroke:var(--s2)}.calc-shell{gap:14px;display:grid}.calc-tabs{gap:6px;padding-bottom:2px;display:flex;overflow-x:auto}.calc-tab{border:1px solid var(--line);background:var(--surface);min-height:40px;color:var(--text);font:600 14px var(--sans);cursor:pointer;border-radius:999px;flex:none;padding:0 14px}.calc-tab.on{background:var(--brand);border-color:var(--brand);color:var(--brand-ink)}.calc-hint{margin:-4px 0 0}.calc-layout{align-items:start;gap:16px;display:grid}@media (min-width:900px){.calc-layout{grid-template-columns:minmax(300px,1fr) minmax(340px,1.2fr)}.calc-results{position:sticky;top:76px}}.calc-inputs,.calc-results{background:var(--surface);border:1px solid 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solid var(--line);border-radius:14px;grid-template-columns:1fr 1fr 1fr;gap:10px;margin:0;padding:12px;display:grid}@media (max-width:560px){.loan-row{grid-template-columns:1fr}}.loan-row legend{align-items:center;gap:8px;padding:0 6px;font-size:14px;font-weight:650;display:flex}.legend-input{width:auto;max-width:200px;padding:4px 8px;font-weight:650}.res{gap:2px;display:grid}.res-label{color:var(--muted);font-size:13px;font-weight:600}.res-value{font:650 20px var(--serif);font-variant-numeric:tabular-nums}.res-sub{color:var(--muted);font-size:12.5px}.res-big{border-bottom:1px solid var(--line);padding-bottom:12px}.res-big .res-value{color:var(--brand);font-size:clamp(28px,5vw,38px);line-height:1.15}.res-grid{grid-template-columns:1fr 1fr;gap:14px;display:grid}.breakdown{gap:10px;display:grid}.stack{border-radius:4px;gap:2px;height:14px;display:flex;overflow:hidden}.stack-seg{min-width:3px;display:block}.stack-legend{gap:6px;margin:0;padding:0;font-size:14px;list-style:none;display:grid}.stack-legend li{justify-content:space-between;gap:8px;display:flex}.stack-legend strong{font-variant-numeric:tabular-nums}.swatch{vertical-align:-1px;border-radius:3px;width:10px;height:10px;margin-right:6px;display:inline-block}.nw-chart{margin:0}.chart-legend{gap:16px;margin-bottom:6px;font-size:13px;display:flex}.nw-chart svg{display:block;overflow:visible}.nw-chart .grid{stroke:var(--line);stroke-width:1px}.nw-chart .zero{stroke:var(--muted);stroke-width:1px;stroke-dasharray:3 3}.nw-chart .axis{font:11px var(--sans);fill:var(--muted)}.nw-chart .axis.strong{fill:var(--text);font-weight:650}.nw-chart .ln{fill:none;stroke-width:2.5px;stroke-linejoin:round;stroke-linecap:round}.nw-chart .hit{fill:#0000}.nw-chart .hit:hover{fill:color-mix(in srgb, var(--text) 6%, transparent)}.calc-check{align-items:center}@media print{.topbar,.no-print,.back-link{display:none!important}body{background:#fff}.calc-layout{grid-template-columns:1fr 1fr}.calc-results{position:static}}@media (max-width:899px){.calc-results{order:-1}}.debts{grid-template-columns:1fr}.debt-row{border-top:1px dashed var(--line);grid-template-columns:1.2fr .8fr 1fr;align-items:end;gap:8px;padding:12px 0;display:grid}.debt-row:first-of-type{border-top:0;padding-top:0}.debt-row.is-off .calc-field{opacity:.5}.debt-head{grid-column:1/-1;align-items:center;gap:10px;display:flex}.debt-check{flex:none;width:20px;height:20px}.debt-name{flex:1;min-width:0;padding:6px 10px;font-weight:650}@media (max-width:560px){.debt-row{grid-template-columns:1fr 1fr}.debt-row .calc-field:last-child{grid-column:1/-1}}.loan-row.two{grid-template-columns:1fr 1fr}@media (max-width:400px){.loan-row.two{grid-template-columns:1fr}}.sidenav-link{white-space:nowrap}.nav-toggle[aria-expanded=true]{color:var(--text);background:var(--surface-2);border-color:var(--line)}@media (min-width:960px){.app-body{grid-template-columns:250px 1fr}}.pipeline{gap:12px;display:grid}.pipeline-head{flex-wrap:wrap;justify-content:space-between;align-items:end;gap:12px;display:flex}.pipeline-cols{scroll-snap-type:x mandatory;grid-auto-columns:minmax(260px,82vw);grid-auto-flow:column;gap:12px;padding-bottom:6px;display:grid;overflow-x:auto}@media (min-width:760px){.pipeline-cols{grid-auto-columns:minmax(250px,1fr)}}@media (min-width:1200px){.pipeline-cols{grid-template-columns:repeat(4,1fr);grid-auto-flow:row;overflow:visible}}.pipe-col{scroll-snap-align:start;background:var(--surface-2);border-top:4px solid var(--pipe,var(--brand));border-radius:16px;flex-direction:column;align-self:start;gap:8px;padding:14px;display:flex}.pipe-new{--pipe:var(--s1)}.pipe-preapproval{--pipe:var(--s4)}.pipe-approved{--pipe:var(--s3)}.pipe-completed{--pipe:var(--brand)}.pipe-col-head{justify-content:space-between;align-items:center;display:flex}.pipe-col-head h3{margin:0;font-size:15px}.pipe-count{text-align:center;background:var(--surface);font-variant-numeric:tabular-nums;border-radius:999px;min-width:28px;padding:2px 8px;font-size:13px;font-weight:700}.pipe-hint{color:var(--muted);margin:-4px 0 2px;font-size:12px}.pipe-list{gap:8px;margin:0;padding:0;list-style:none;display:grid}.pipe-empty{color:var(--muted);text-align:center;border:1px dashed var(--line);border-radius:12px;margin:4px 0;padding:12px;font-size:13px}.deal{background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:12px;gap:4px;padding:12px;display:grid}.deal-top{justify-content:space-between;align-items:baseline;gap:8px;display:flex}.deal-name{font-size:15px}.deal-age{color:var(--muted);white-space:nowrap;font-size:12px}.deal-facts,.deal-notes{color:var(--muted);margin:0;font-size:13px}.deal-notes{overflow-wrap:anywhere;font-style:italic}.deal-contact{flex-wrap:wrap;gap:4px 12px;margin:0;font-size:13px;display:flex}.deal-contact a{color:var(--brand);overflow-wrap:anywhere;text-decoration:none}.deal-actions{flex-wrap:wrap;align-items:center;gap:6px;margin-top:6px;display:flex}.deal-actions .btn-sm{min-height:32px;padding:0 10px;font-size:13px}.deal-more{margin-left:auto;position:relative}.deal-more>summary{cursor:pointer;color:var(--muted);border-radius:8px;padding:4px 8px;font-weight:700;list-style:none}.deal-more>summary::-webkit-details-marker{display:none}.deal-more[open]>summary{background:var(--surface-2)}.deal-more form{z-index:5;background:var(--surface);border:1px solid var(--line);white-space:nowrap;border-radius:10px;padding:6px;position:absolute;top:calc(100% + 4px);right:0;box-shadow:0 8px 24px #0a141e26}.add-deal>summary{list-style:none}.add-deal>summary::-webkit-details-marker{display:none}.add-deal-btn{background:var(--surface);width:100%}.add-deal[open]>summary{margin-bottom:8px}.add-deal-form{background:var(--surface);border:1px solid var(--line);border-radius:12px;gap:8px;padding:12px;display:grid}.add-deal-form label{gap:3px;font-size:12px}.add-deal-form input,.add-deal-form select,.add-deal-form textarea{width:100%;padding:8px 10px;font-size:15px}.add-deal-form textarea{font:15px var(--sans);border:1px solid var(--line);background:var(--surface);color:var(--text);resize:vertical;border-radius:10px}.add-deal-row{grid-template-columns:1fr 1fr;gap:8px;display:grid}.pick-client{border-bottom:1px dashed var(--line);gap:4px;padding-bottom:8px;display:grid}.pick-client label{gap:6px;display:grid}.pick-filter{font-size:14px!important}.pick-note{color:var(--cash);margin:0}.add-deal-btn{white-space:nowrap;text-overflow:ellipsis;overflow:hidden}.add-deal-row.one{grid-template-columns:1fr}.pipe-month{background:var(--surface);border:1px solid var(--line);border-radius:12px;grid-template-columns:1fr auto;align-items:baseline;gap:0 8px;padding:10px 12px;display:grid}.pipe-month-label{color:var(--muted);grid-column:1/-1;font-size:12px;font-weight:600}.pipe-month-total{font:650 22px var(--serif);color:var(--brand);font-variant-numeric:tabular-nums}.pipe-month-count{color:var(--muted);font-variant-numeric:tabular-nums;font-size:13px}.problem-banner{background:var(--move-bg);color:var(--text);border:1px solid color-mix(in srgb, var(--danger) 35%, var(--line));border-radius:12px;justify-content:space-between;align-items:center;gap:12px;padding:12px 14px;font-size:14px;display:flex}.error-page{gap:14px;max-width:640px;margin:8vh auto;display:grid}.form-ok{color:var(--cash);margin:0;font-size:14px;font-weight:600}textarea{font:16px/1.45 var(--sans);border:1px solid var(--line);background:var(--surface);color:var(--text);resize:vertical;border-radius:10px;width:100%;padding:10px 12px}.settings-form{gap:16px;display:grid}.settings-section{gap:12px;display:grid}.settings-section h2{margin:0;font-size:18px}.settings-section .form-grid{margin-top:0}.form-grid.one-col{grid-template-columns:1fr}.req{color:var(--danger)}.settings-section>.btn{justify-self:start}.field-note{font-weight:400}.settings-actions{flex-wrap:wrap;align-items:center;gap:8px;display:flex}.settings-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px 16px;display:flex}.input-with-badge{display:block;position:relative}.input-with-badge input[readonly]{background:var(--surface-2);color:var(--muted);padding-right:96px}.verified{color:var(--cash);background:var(--cash-bg);border-radius:999px;padding:3px 8px;font-size:12px;font-weight:700;position:absolute;top:50%;right:8px;transform:translateY(-50%)}@media (min-width:640px){.address-grid{grid-template-columns:repeat(6,minmax(0,1fr))}.address-grid>label{grid-column:span 2}.address-grid>.span-street{grid-column:span 4}.address-grid>.span-city{grid-column:span 3}.address-grid>.span-state{grid-column:span 1}}.states-pick{border:0;min-width:0;margin:0;padding:0}.states-pick legend{margin-bottom:8px;padding:0;font-size:14px;font-weight:600}.states-grid{grid-template-columns:repeat(auto-fill,minmax(56px,1fr));gap:6px;display:grid}.state-chip{font-weight:600;display:block;position:relative}.state-chip input{opacity:0;width:1px;height:1px;position:absolute}.state-chip span{border:1px solid var(--line);background:var(--surface);cursor:pointer;-webkit-user-select:none;user-select:none;border-radius:8px;place-items:center;min-height:36px;font-size:13px;display:grid}.state-chip input:checked+span{background:var(--brand);border-color:var(--brand);color:var(--brand-ink)}.state-chip input:focus-visible+span{outline:2px solid var(--accent);outline-offset:2px}.social-details>summary{cursor:pointer;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px;list-style:none;display:flex}.social-details>summary::-webkit-details-marker{display:none}.social-details[open]>summary{margin-bottom:10px}.social-details>p{margin-bottom:12px}.image-pick{align-items:center;gap:14px;display:flex}.image-pick-frame{border:1px dashed var(--line);background:var(--surface-2);width:120px;height:64px;color:var(--muted);border-radius:10px;flex:none;place-items:center;font-size:12px;display:grid;overflow:hidden}.image-pick-frame img{object-fit:contain;width:100%;height:100%}.image-pick.is-round .image-pick-frame{border-radius:50%;width:84px;height:84px}.image-pick.is-round .image-pick-frame img{object-fit:cover}.image-pick-body{gap:6px;min-width:0;display:grid}.brand-row{gap:16px;display:grid}@media (min-width:720px){.brand-row{grid-template-columns:220px 1fr;align-items:start}}.color-input{align-items:center;gap:10px;display:flex}.color-input input[type=color]{cursor:pointer;border-radius:8px;flex:none;width:48px;height:40px;padding:2px}.brand-preview{border:1px solid var(--line);background:var(--surface);border-radius:14px;max-width:420px;overflow:hidden}.brand-preview-head{background:var(--b);color:var(--bi);align-items:center;min-height:56px;padding:14px 16px;display:flex}.brand-preview-head img{object-fit:contain;max-width:200px;max-height:36px}.brand-preview-body{gap:4px;padding:14px 16px;display:grid}.brand-preview-num{font:650 30px var(--serif);color:var(--b)}.brand-preview-lo{background:var(--surface-2);border-radius:10px;align-items:center;gap:10px;margin-top:10px;padding:10px;display:flex}.brand-preview-lo img,.brand-preview-avatar{object-fit:cover;background:var(--line);border-radius:50%;flex:none;width:40px;height:40px}.brand-preview-lo>span:nth-child(2){flex:1;min-width:0}.brand-preview-btn{background:var(--b);color:var(--bi);border-radius:8px;padding:6px 14px;font-size:14px;font-weight:700}.settings-savebar{z-index:4;padding:12px 16px calc(env(safe-area-inset-bottom) + 12px);background:color-mix(in srgb, var(--bg) 92%, transparent);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-top:1px solid var(--line);flex-wrap:wrap;justify-content:flex-end;align-items:center;gap:12px;margin:0 -16px;display:flex;position:sticky;bottom:0}.settings-savebar .form-error,.settings-savebar .form-ok{margin-right:auto}.report-card.is-branded .report-hero{background:color-mix(in srgb, var(--rb) 12%, var(--surface))}.report-card.is-branded .report-equity{color:var(--rb)}.report-card.is-branded .equity-fill{background:var(--rb)}.report-card.is-branded .lo-card .btn-primary{background:var(--rb);border-color:var(--rb);color:var(--rbi)}.report-brand{justify-content:space-between;align-items:center;gap:12px;margin:-4px 0 4px;display:flex}.report-brand img{object-fit:contain;max-width:220px;max-height:44px}.report-brand-bar{background:var(--rb);border-radius:6px;height:6px;margin-bottom:8px}.lo-who{align-items:center;gap:12px;min-width:0;display:flex}.lo-photo{object-fit:cover;border-radius:50%;flex:none;width:56px;height:56px}.lo-social{flex-wrap:wrap;gap:6px;width:100%;display:flex}.lo-social a{border:1px solid var(--line);color:var(--text);border-radius:999px;padding:4px 10px;font-size:13px;font-weight:600;text-decoration:none}.lo-disclaimer{white-space:pre-line}.nav-badge{background:var(--danger);color:#fff;border-radius:999px;place-items:center;min-width:20px;height:20px;margin-left:auto;padding:0 6px;font-size:12px;font-weight:700;display:inline-grid}.count-badge{vertical-align:middle;font:700 12px var(--sans);background:var(--move-bg);color:var(--move);border-radius:999px;margin-left:8px;padding:3px 8px}.calls-card{gap:10px;display:grid}.calls-card .card-head h3{margin:0}.call-list{gap:10px;margin:0;padding:0;list-style:none;display:grid}.call-item{border:1px solid var(--line);background:var(--surface);border-radius:12px;gap:10px;padding:14px;display:grid}.call-item.is-hot{border-color:color-mix(in srgb, var(--move) 45%, var(--line));background:color-mix(in srgb, var(--move-bg) 45%, var(--surface))}@media (min-width:760px){.call-item{grid-template-columns:1fr auto;align-items:start}}.call-main{gap:4px;min-width:0;display:grid}.call-who{flex-wrap:wrap;align-items:baseline;gap:6px 10px;display:flex}.call-name{color:var(--text);font-weight:700;text-decoration:none}.call-name:hover{text-decoration:underline}.hot-badge{letter-spacing:.03em;text-transform:uppercase;background:var(--move);color:#fff;border-radius:999px;padding:2px 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var(--line);background:var(--surface);border-radius:14px;gap:12px;padding:18px;display:grid}.talk-card h2{margin:0 0 4px;font-size:19px}.talk-card.is-done{background:var(--cash-bg);border-color:#0000}.talk-open{justify-self:start}.report-card.is-branded .talk-card .btn-primary{background:var(--rb);border-color:var(--rb);color:var(--rbi)}.talk-form{gap:14px;display:grid}.talk-form fieldset{border:0;min-width:0;margin:0;padding:0}.talk-form legend{margin-bottom:8px;padding:0;font-size:14px;font-weight:600}.talk-options{gap:6px;display:grid}@media (min-width:560px){.talk-options{grid-template-columns:1fr 1fr}}.talk-option{font-weight:500;display:block;position:relative}.talk-option input{opacity:0;width:1px;height:1px;position:absolute}.talk-option span{border:1px solid var(--line);cursor:pointer;border-radius:10px;padding:10px 12px;font-size:15px;display:block}.talk-option input:checked+span{border-color:var(--brand);background:var(--brand-soft);font-weight:650}.report-card.is-branded 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